/* credito-agrario.css — Estilos exclusivos de la subpágina Crédito Agrario */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;font-size:16px}
:root{
    --c1:#052e16;--c2:#15803d;--c3:#86efac;
    --light:#f0fdf4;--bg:#f7fef9;
    --text:#1a1a2e;--muted:#5a6478;--white:#fff;
    --radius:20px;--shadow:0 20px 50px rgba(0,0,0,0.12);
    --tr:0.3s ease;
}
body{font-family:'Montserrat',sans-serif;color:var(--text);background:var(--bg);padding-top:85px;overflow-x:hidden;line-height:1.6;}
.container{width:92%;max-width:1200px;margin:0 auto;}
h1{font-family:'Sora',sans-serif;font-weight:800;font-size:clamp(2rem,5vw,3.6rem);line-height:1.1;}
h2{font-family:'Sora',sans-serif;font-weight:800;font-size:clamp(1.7rem,3.5vw,2.6rem);color:var(--text);line-height:1.2;}
h3{font-family:'Sora',sans-serif;font-weight:700;font-size:1.25rem;color:var(--text);}
h4{font-family:'Sora',sans-serif;font-weight:700;font-size:1rem;color:var(--text);}
p{line-height:1.75;color:var(--muted);font-size:0.96rem;}
.section-tag{display:inline-block;font-size:0.68rem;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;background:linear-gradient(135deg,var(--c1),var(--c2));color:#fff;padding:5px 14px;border-radius:30px;margin-bottom:16px;}
.section-tag.center{display:block;text-align:center;width:fit-content;margin:0 auto 16px;}
.section-title{text-align:center;margin-bottom:50px;}

/* HEADER */
.header-premium{position:fixed;top:0;left:0;width:100%;z-index:1000;background:rgba(255,255,255,0.92);backdrop-filter:blur(20px);border-bottom:1px solid rgba(0,0,0,0.07);box-shadow:0 4px 24px rgba(0,0,0,0.06);}
.navbar{display:flex;justify-content:space-between;align-items:center;height:85px;padding:0 20px;}
.logo{font-family:'Sora',sans-serif;font-weight:800;font-size:26px;color:var(--c1);margin:0;}
.punto-acento{color:var(--c3);}
.logo-link{text-decoration:none;}
.menu{display:flex;gap:36px;list-style:none;}
.menu a{text-decoration:none;color:var(--text);font-weight:600;font-size:14px;transition:color var(--tr);}
.menu a:hover,.menu a.active{color:var(--c1);}
.nav-actions{display:flex;align-items:center;gap:10px;}

/* BOTONES */
.cta{display:inline-flex;align-items:center;gap:8px;padding:13px 26px;border-radius:12px;border:none;font-family:'Montserrat',sans-serif;font-weight:700;font-size:14px;cursor:pointer;transition:var(--tr);text-decoration:none;}
.cta:hover{transform:translateY(-2px);}
.cta-whatsapp{background:linear-gradient(135deg,#25D366,#20BA5D);color:#fff;box-shadow:0 8px 20px rgba(37,211,102,0.25);}
.cta-accent{background:linear-gradient(135deg,var(--c1),var(--c2));color:#fff;box-shadow:0 10px 28px rgba(0,0,0,0.2);}
.cta-accent:hover{box-shadow:0 15px 36px rgba(0,0,0,0.3);}
.cta-email{background:linear-gradient(135deg,#EA4335,#D33425);color:#fff;box-shadow:0 8px 20px rgba(234,67,53,0.2);}
.cta.full{width:100%;justify-content:center;}

/* HAMBURGUESA */
.hamburger-btn{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:42px;height:42px;background:transparent;border:none;cursor:pointer;padding:6px;border-radius:8px;}
.hamburger-btn span{display:block;width:22px;height:2px;background:var(--c1);border-radius:2px;transition:all 0.3s cubic-bezier(.23,1,.32,1);}
.hamburger-btn[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg);}
.hamburger-btn[aria-expanded="true"] span:nth-child(2){opacity:0;transform:scaleX(0);}
.hamburger-btn[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}

/* DROPDOWN MÓVIL */
.mobile-dropdown{position:absolute;top:100%;left:0;width:100%;background:rgba(255,255,255,0.97);backdrop-filter:blur(20px);border-bottom:2px solid var(--c3);box-shadow:0 16px 40px rgba(0,0,0,0.12);max-height:0;overflow:hidden;transition:max-height 0.35s cubic-bezier(.23,1,.32,1),opacity 0.3s;opacity:0;pointer-events:none;}
.mobile-dropdown.open{max-height:500px;opacity:1;pointer-events:all;}
.mobile-dropdown-list{list-style:none;padding:0;margin:0;}
.mdd-link{display:block;padding:16px 28px;font-family:'Sora',sans-serif;font-size:1.05rem;font-weight:700;color:var(--text);text-decoration:none;border-bottom:1px solid rgba(0,0,0,0.05);transition:background 0.2s,color 0.2s,padding-left 0.2s;}
.mdd-link:hover{background:rgba(0,0,0,0.03);color:var(--c1);padding-left:36px;}
.mdd-whatsapp{display:block;margin:16px 28px 20px;background:linear-gradient(135deg,#25D366,#20BA5D);color:#fff;text-decoration:none;font-family:'Sora',sans-serif;font-weight:700;font-size:0.95rem;padding:14px 24px;border-radius:12px;text-align:center;}
body.dropdown-open{overflow:hidden;}

/* HERO */
.sub-hero{position:relative;min-height:520px;display:flex;align-items:center;overflow:hidden;padding:80px 0 60px;}
.sub-hero-bg{position:absolute;inset:0;background:linear-gradient(135deg,#052e16 0%,#15803d 70%);}
.sub-hero-bg::before{content:'';position:absolute;top:-80px;right:-80px;width:400px;height:400px;border-radius:50%;background:rgba(255,255,255,0.05);}
.sub-hero-bg::after{content:'';position:absolute;bottom:-60px;left:-60px;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,0.04);}
.sub-hero-content{position:relative;z-index:1;color:#fff;display:flex;flex-direction:column;align-items:flex-start;gap:18px;}
.breadcrumb{color:rgba(255,255,255,0.65);font-size:0.85rem;font-weight:600;text-decoration:none;transition:color var(--tr);}
.breadcrumb:hover{color:#fff;}
.sub-hero-emoji{font-size:4rem;line-height:1;filter:drop-shadow(0 4px 12px rgba(0,0,0,0.2));}
.sub-hero h1{color:#fff;margin:0;}
.sub-hero-tagline{font-size:1.1rem;color:rgba(255,255,255,0.8);font-weight:500;margin:0;max-width:560px;}
.sub-hero-stats{display:flex;align-items:center;background:rgba(255,255,255,0.12);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,0.18);border-radius:16px;padding:18px 28px;margin-top:8px;gap:4px;flex-wrap:wrap;}
.hs{display:flex;flex-direction:column;align-items:center;padding:0 22px;}
.hs-val{font-family:'Sora',sans-serif;font-size:1.45rem;font-weight:800;color:#fff;}
.hs-lbl{font-size:0.68rem;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:rgba(255,255,255,0.6);margin-top:2px;}
.hs-div{width:1px;height:38px;background:rgba(255,255,255,0.2);}

/* INFO */
.info-section{padding:90px 0;}
.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center;}
.info-text{display:flex;flex-direction:column;gap:16px;}
.info-text h2{text-align:left;margin-bottom:0;}
.info-text p{font-size:0.98rem;}
.info-highlights{display:flex;flex-direction:column;gap:10px;margin-top:8px;}
.ih{display:flex;align-items:center;gap:12px;font-size:0.93rem;font-weight:600;color:var(--text);}
.ih-icon{width:24px;height:24px;background:linear-gradient(135deg,var(--c1),var(--c2));color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:0.68rem;flex-shrink:0;}
.info-visual{position:relative;}
.info-visual img{width:100%;border-radius:24px;box-shadow:var(--shadow);object-fit:cover;height:400px;}
.info-badge{position:absolute;bottom:24px;left:24px;background:linear-gradient(135deg,var(--c3),var(--c2));color:#fff;font-family:'Sora',sans-serif;font-weight:700;font-size:0.85rem;padding:10px 20px;border-radius:50px;box-shadow:0 8px 24px rgba(0,0,0,0.2);}

/* TASAS */
.rates-section{background:var(--light);padding:90px 0;}
.rates-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:24px;}
.rate-card{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:0 8px 32px rgba(0,0,0,0.06);border:1px solid rgba(0,0,0,0.05);transition:transform var(--tr),box-shadow var(--tr);}
.rate-card:hover{transform:translateY(-6px);box-shadow:0 16px 48px rgba(0,0,0,0.1);}
.rate-main{border-top:4px solid var(--c1);}
.rate-icon{font-size:2rem;margin-bottom:12px;}
.rate-card h3{margin-bottom:14px;}
.rate-big{font-family:'Sora',sans-serif;font-size:3.5rem;font-weight:800;color:var(--c1);line-height:1;margin-bottom:8px;}
.rate-card>p{font-size:0.9rem;}
.rate-detail{margin-top:14px;font-size:0.85rem;color:var(--muted);background:var(--light);padding:8px 14px;border-radius:8px;}
.rate-list{display:flex;flex-direction:column;gap:10px;margin-top:8px;}
.rl-item{display:flex;justify-content:space-between;align-items:center;padding:10px 14px;border-radius:10px;background:#f8f9fc;font-size:0.88rem;}
.rl-item span:first-child{color:var(--muted);}
.rl-item span:last-child{font-weight:700;color:var(--text);}
.rl-highlight{background:var(--light);}
.rl-highlight span:last-child{color:var(--c1);}
.rates-disclaimer{text-align:center;font-size:0.8rem;color:var(--muted);margin-top:32px;font-style:italic;}

/* BENEFICIOS */
.benefits-section{padding:90px 0;}
.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.benefit-card{padding:30px 26px;border-radius:var(--radius);background:#fff;border:1.5px solid rgba(0,0,0,0.06);box-shadow:0 4px 18px rgba(0,0,0,0.05);transition:all var(--tr);display:flex;flex-direction:column;gap:12px;}
.benefit-card:hover{transform:translateY(-6px);border-color:var(--c1);box-shadow:0 16px 40px rgba(0,0,0,0.1);}
.bc-icon{font-size:2rem;}
.benefit-card h4{margin:0;}
.benefit-card p{font-size:0.88rem;margin:0;}

/* REQUISITOS */
.reqs-section{background:linear-gradient(135deg,#052e16,#15803d);padding:90px 0;}
.reqs-section .section-tag{background:rgba(255,255,255,0.2);}
.reqs-section h2{color:#fff;}
.reqs-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;margin-top:50px;}
.reqs-list h3,.reqs-profile h3{color:rgba(255,255,255,0.9);margin-bottom:24px;font-size:1.05rem;}
.req-item{display:flex;gap:18px;margin-bottom:24px;align-items:flex-start;}
.req-num{font-family:'Sora',sans-serif;font-size:1.8rem;font-weight:800;color:var(--c3);opacity:0.8;line-height:1;flex-shrink:0;width:36px;}
.req-item strong{display:block;color:#fff;font-size:0.93rem;margin-bottom:4px;}
.req-item p{color:rgba(255,255,255,0.55);font-size:0.83rem;margin:0;}
.profile-items{display:flex;flex-direction:column;gap:11px;}
.pi{display:flex;justify-content:space-between;align-items:center;padding:13px 17px;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.1);border-radius:12px;}
.pi-label{color:rgba(255,255,255,0.6);font-size:0.86rem;}
.pi-val{color:#fff;font-weight:700;font-size:0.88rem;}

/* PROCESO */
.process-section{padding:90px 0;}
.process-steps{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;gap:14px;align-items:center;margin-top:50px;}
.step{text-align:center;padding:30px 18px;background:#fff;border-radius:var(--radius);border:1.5px solid rgba(0,0,0,0.06);box-shadow:0 4px 18px rgba(0,0,0,0.05);}
.step-num{width:50px;height:50px;background:linear-gradient(135deg,var(--c1),var(--c2));color:#fff;font-family:'Sora',sans-serif;font-weight:800;font-size:1.25rem;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 15px;}
.step h4{margin-bottom:8px;}
.step p{font-size:0.83rem;}
.step-arrow{font-size:1.8rem;color:rgba(0,0,0,0.2);text-align:center;}

/* FORMULARIO */
.sub-form-section{background:linear-gradient(135deg,#052e16,#15803d);padding:90px 0;}
.sub-form-wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:70px;align-items:start;}
.sub-form-text .section-tag{background:rgba(255,255,255,0.2);}
.sub-form-text h2{color:#fff;margin-bottom:16px;}
.sub-form-text p{color:rgba(255,255,255,0.75);font-size:0.98rem;}
.form-trust{display:flex;flex-direction:column;gap:12px;margin-top:28px;}
.ft-item{display:flex;align-items:center;gap:12px;color:rgba(255,255,255,0.85);font-weight:600;font-size:0.88rem;}
.sub-form{background:#fff;border-radius:24px;padding:38px;box-shadow:0 24px 60px rgba(0,0,0,0.15);}
.sf-field{display:flex;flex-direction:column;gap:6px;margin-bottom:18px;}
.sf-field label{font-weight:600;font-size:13px;color:var(--text);}
.sf-field input,.sf-field select{padding:13px 16px;border-radius:12px;border:1.5px solid rgba(0,0,0,0.1);background:#f8f9fc;font-family:'Montserrat',sans-serif;font-size:15px;color:var(--text);transition:border-color var(--tr);}
.sf-field input:focus,.sf-field select:focus{outline:none;border-color:var(--c1);box-shadow:0 0 0 4px rgba(0,0,0,0.06);}
.sf-prefix{position:relative;display:flex;align-items:center;}
.sf-prefix span{position:absolute;left:16px;font-weight:600;color:var(--muted);pointer-events:none;}
.sf-prefix input{padding-left:36px !important;width:100%;}
.sf-buttons{display:flex;flex-direction:column;gap:12px;margin-top:8px;}
.sf-success{display:none;text-align:center;background:rgba(16,185,129,0.1);border:1px solid #10b981;color:#047857;padding:14px;border-radius:12px;font-weight:600;margin-top:12px;}
.sf-success.show{display:block;}

/* FOOTER */
.footer{background:linear-gradient(135deg,#052e16 0%,#15803d 100%);color:#fff;padding:70px 0 28px;}
.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:40px;}
.logo-footer{font-family:'Sora',sans-serif;font-size:26px;font-weight:800;color:#fff;margin-bottom:8px;}
.footer h4{color:#fff;margin-bottom:18px;font-size:0.92rem;}
.footer-links ul{list-style:none;}
.footer-links li{margin-bottom:10px;}
.footer-links a{color:rgba(255,255,255,0.65);text-decoration:none;font-size:0.86rem;transition:color var(--tr);}
.footer-links a:hover{color:#fff;}
.footer-links li:not(:has(a)){color:rgba(255,255,255,0.65);font-size:0.86rem;cursor:pointer;}
.footer-bottom{text-align:center;margin-top:50px;padding-top:18px;border-top:1px solid rgba(255,255,255,0.1);font-size:13px;opacity:0.6;}

/* RESPONSIVE */
@media(max-width:1024px){
    .info-grid{grid-template-columns:1fr;gap:40px;}
    .rates-grid{grid-template-columns:1fr 1fr;}
    .rate-main{grid-column:1/-1;}
    .benefits-grid{grid-template-columns:repeat(2,1fr);}
    .process-steps{grid-template-columns:1fr;gap:12px;}
    .step-arrow{transform:rotate(90deg);}
    .sub-form-wrap{grid-template-columns:1fr;gap:40px;}
    .reqs-grid{grid-template-columns:1fr;}
    .footer-grid{grid-template-columns:1fr 1fr;gap:30px;}
}
@media(max-width:767px){
    body{padding-top:85px;}
    .menu{display:none;}
    .hamburger-btn{display:flex;}
    h1{font-size:2rem;}
    .sub-hero{padding:60px 0 40px;}
    .sub-hero-stats{gap:0;padding:14px 18px;flex-wrap:wrap;}
    .hs{padding:8px 12px;}
    .hs-val{font-size:1.15rem;}
    .benefits-grid{grid-template-columns:1fr;}
    .rates-grid{grid-template-columns:1fr;}
    .sub-form{padding:26px 20px;}
    .footer-grid{grid-template-columns:1fr;}
    h2{font-size:1.6rem;}
}
@media(max-width:480px){
    .sub-hero-stats{flex-direction:column;align-items:flex-start;gap:8px;}
    .hs-div{display:none;}
    .process-steps{gap:8px;}
}